Affordable Health Insurance

Traditional group plans are not your only option to keep your team members happy and healthy. A new type of health insurance plan is now available for you and your valued team members: DRIVE. An Individual Coverage Health Reimbursement Account (ICHRA), DRIVE conforms to ACA regulations as well as Amazon Contract requirements.

The DSP Benefits Center will provide you both DRIVE and traditional Group Health Insurance options to help you make the smartest decision.

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How It Works

We’ll review the various ICHRA/Contribution options for you as the Employer compared to your traditional group insurance options to figure out the best strategy for you and your Employees. You’ll get a full disclosure of all costs, administration and service fees across all options. We will make sure whatever choice you make is consistent with DSP Contract requirements.

Once you decide the DSP Individual route, you’re in control of how much and how to subsidize your employees as long as you meet ACA Affordability requirements... we help you figure out the funding amount per employee to meet state and national compliance requirements.

Many employers elect to offer dental and vision coverage. We’ll show you what else is available, and you can decide to include additional benefit options for your employees, whether you contribute to some or part of the cost, or offer them as employee-paid.

Open enrollment usually begins about 10 days after you submit your final census of eligible employees and completed ICHRA paperwork. Before we can start you’ll need to make sure your payroll information is accurate.

Once your ICHRA funding and administration accounts are set up, your Employees are invited to enroll or waive participation. We track both to keep you compliant. When they enroll, your employees can purchase their individual health insurance in an easy, integrated online purchasing experience - it’s easy and quick.

If they have problems or questions along the way, we are here to help!

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Great! Click below to get a quote.*

*Program is available to members renewing their FGWA Membership for 2022. Be sure to renew your membership to make sure your company qualifies!

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About Prime HR Service Corp.

PHRSC is an independent association of Amazon Delivery Service Partner owner-operators, with the mission of providing HR services, solutions, benefits, technology, retirement and other value added services to the DSP network. PHRSC is the sponsor of the DSP Benefits Center, including Prime Benefit Solutions.


About Decisely

Whether you're searching for affordable healthcare solutions that provide best-in-class benefits to your employees and their families, planning to grow your team with people that share your company’s vision, or helping to give your employees a sense of security by helping them plan for their future. Decisely can help! We deliver all this through award winning technology solutions designed specifically for small business.

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About Woodruff Sawyer

As one of the largest insurance brokerage and consulting firms in the US, Woodruff Sawyer protects the people and assets of more than 4,000 companies in property and casualty, management liability, cyber liability, employee benefits, and personal wealth management. Headquartered in San Francisco, we have offices throughout the US and global reach on six continents.

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The Florida Ground Water Association and outside vendors have worked to provide an independent source of benefits, retirement, insurance, and HR services for the benefit of its independent owner/operators outside of its function as Franchisor. All benefits, HR, retirement and insurance decisions, and sourcing are the responsibility of the franchisees. A franchisee’s decision as the employer whether or not to participate in the benefits and services provided is solely the franchisee’s decision. Neither the Florida Ground Water Association, its subsidiaries, nor any outside vendors are fiduciaries with respect to such decision.